How To Stop Spending Money You Don’t Have

One of the hardest parts of being unemployed was to stop spending money. I had a huge problem with shopping.

 I love to shop. I love to buy clothes and go to Target and get stuff for the kids. Figuring out how to stop spending money was so freaking HARD!

We had to stop spending money. Period. We didn’t have a choice. So we brain stormed and came up with some rules. These were the rules we came up with.

We took them out of our wallets and decided that even though we didn’t have any money, we couldn’t keep adding to our debt.

We got rid of credit cards

When you commit to only using cash, you see just how much money you do and don’t have.

Cash is KING

We weren’t allowed to spend more than a certain amount without talking about it. When we had no money, the amount we set for each other was $20.

We set a spending limit

We gave ourselves 24 hours to think about the item. Usually within 24 hours we forgot about it. If we really wanted something it would be there the next day.

We walked away

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